
Типовые выражения:
| I can’t afford a new phone right now — it costs a fortune! |
| She borrowed $50 from me last week, but she still owes me the money. |
| He lent his friend some cash and got it back a month later. |
| We booked a hotel online and paid by credit card. |
| They rent an apartment downtown but dream of buying their own place with a mortgage. |
| I earned extra money last summer and saved half of it for a trip. |
| Don’t waste your money on things you don’t need — that’s just blowing it. |
| This jacket was only $20 — what a bargain! It’s good value for money. |
| The restaurant charged us $100 for dinner, but we didn’t even get a receipt! |
| He’s broke again — spent his whole salary in three days. |
| She’s not just rich — she’s wealthy, with houses in three countries. |
| I took out $200 from the ATM and spent it all on groceries and coins for the parking meter. |
| A ten-dollar note and a few coins were all I had in my wallet. |
| The price says $50, but the actual cost with tax was $58. |
| Never lend money to friends unless you’re ready to lose it — or the friendship! |
Типовые вопросы:
| How much did that cost? |
| Can you afford to buy a car right now? |
| Have you ever borrowed money from a friend? |
| Who do you usually lend money to? |
| Do you save a part of your salary every month? |
| What’s the most expensive thing you’ve ever bought? |
| Have you ever found a real bargain while shopping? |
| How much do you earn at your job? |
| Did you pay the electricity bill yet? |
| What currency do they use in Japan? |
| is it cheap to rent an apartment in your city? |
| Have you ever taken out a loan? |
| Do you check your receipts after shopping? |
| Are you broke at the end of the month? |
| What would you do if you made a fortune? |
| Is this good value for money, or is it overpriced? |
| How much does a ten-dollar note weigh? (Just kidding… or am I?) |
| Do you prefer paying with cash (notes and coins) or card? |
| Have you ever wasted money on something useless? |
| What’s the fee for using this service? |
Назовите три продукта питания, на что вы spend money regularly; три вещи, на которые вы waste(d) money; на что и когда вы брали loan/mortgage:

Вопросы для обсуждения:
- Have you ever borrowed or lent money to a friend? What happened?
- What’s the best bargain you’ve ever found? Was it really good value for money?
- Do you think it’s better to save money or spend it while you’re young? Why?
- If you suddenly made a fortune, what’s the first thing you’d buy or do?
- Is it possible to live well in your city without being rich or wealthy? What’s a reasonable lifestyle?
Video
Reading
Money Talks — But What Is It Saying?
Money isn’t just paper and metal — it’s a language. Think about it: when you say “I can’t afford it,” you’re not just talking about price — you’re expressing limits, priorities, even dreams. And when someone says “It cost a fortune,” they’re not complaining about numbers — they’re sharing emotion.
English reflects our complex relationship with money. We borrow (temporarily take) but also owe (carry a moral weight). We spend, but we can also waste or blow — words that hint at guilt or regret. Meanwhile, making money sounds active and powerful, while being broke feels sudden and helpless.
Even small words carry big meanings. A bargain isn’t just cheap — it’s smart. Good value for money means you got fairness, not just a low price. And notice how we rarely say “I’m poor” — instead, we say “I’m broke,” as if it’s temporary, fixable.
Money vocabulary also shows global connections: dollars, euros, pounds, rubles — each note tells a story of a country, its history, and its people. So next time you pay a bill or check a receipt, remember: you’re not just handling cash. You’re speaking a universal language — one that’s full of culture, choices, and quiet hopes.
